Give Current Affairs Quiz Online Test of 20 June 2020. Learn about SARAL launched by ICICI Home Finance Company Limited (HFCL) is a special affordable housing loan scheme to finance homes in urban and rural areas. This is beneficiaries for lower, women, middle-income customers and economically weaker sections with a maximum household income up to Rs 6 lakh per annum. India's 3rd largest lender Bank of Baroda to fully digitise its lending operations including agriculture, home, Micro, Small and Medium Enterprises(MSME), personal and auto loans. At the corporate office the bank has set up a new vertical, digital lending department which will have substantial overlap with various credit verticals including Retail, MSME, Agri & service verticals like Analytics centre, Risk Management, Marketing. BoB MD & CEO is Sanjiv Chadha.